The Central govt withdrew 3 new criminal law bills and plans to introduce them again

 On December 11, 2023, the Indian government withdrew three new criminal law bills that were introduced in the Lok Sabha in August 2023. The three bills are:

 The Bharatiya Nyaya Sanhita Bill, 2023: This bill seeks to replace the Indian Penal Code (IPC), which was enacted in 1860.

The Bharatiya Nagrik Suraksha Sanhita Bill, 2023: This bill seeks to replace the Code of Criminal Procedure (CrPC), which was enacted in 1898.

The Bharatiya Sakshya Bill, 2023: This bill seeks to replace the Indian Evidence Act (IEA), which was enacted in 1872.

The decision to withdraw the bills was taken after the Parliamentary Standing Committee on Home Affairs recommended changes to them. The government has said that it will introduce new versions of the bills based on the Committee's recommendations.

 The Committee's recommendations are not yet public. However, it is reported that the Committee recommended changes to the bills in several areas, including:

 The death penalty: The Committee reportedly recommended that the death penalty should be abolished.

Bail: The Committee reportedly recommended that bail should be made more readily available to accused persons.

Witness protection: The Committee reportedly recommended that the government should strengthen witness protection mechanisms.

Police powers: The Committee reportedly recommended that the government should limit the powers of the police.

It is likely that the new versions of the bills will be introduced in the Parliament in the coming months. The outcome of the legislative process will have a significant impact on India's criminal justice system.

 Here are some additional details about the withdrawn bills:

 The Bharatiya Nyaya Sanhita Bill, 2023 proposed several changes to the IPC, including:

abolishing the death penalty for certain offenses reducing the maximum sentence for murder from death to life imprisonment introducing new offenses, such as stalking and cyberbullying

 The Bharatiya Nagrik Suraksha Sanhita Bill, 2023 proposed several changes to the CrPC, including:

• simplifying and streamlining criminal procedures
• introducing time limits for investigations and trials
• giving victims of crime more rights and support
•  The Bharatiya Sakshya Bill, of 2023 proposed a number of changes to the IEA, including:
• making it easier to admit scientific evidence in court
• strengthening witness protection mechanisms
• giving judges more discretion in deciding whether to admit evidence

 It is important to note that these are just some of the proposed changes to the bills. The final versions of the bills may include additional changes based on the recommendations of the Parliamentary Standing Committee and other stakeholders.

 Bharatiya Nagrik Suraksha Sanhita (BNSS) Bill, 2023

As of 12 December 2023, the Bharatiya Nagrik Suraksha Sanhita (BNSS) Bill, 2023 ,the

BNSS Bill seeks to replace the Code of Criminal Procedure (CrPC), which was enacted in 1973. The Bill proposes several reforms, including:

 Streamlining procedures: The Bill aims to simplify and streamline criminal procedures, making them more efficient and accessible to citizens.

Improving victim protection: The Bill seeks to strengthen victim protection mechanisms, providing victims with more rights and support.

Ensuring fair trial rights: The Bill aims to ensure fair trial rights for all accused persons, including the right to a speedy trial and the right to legal representation.

The Bill has been met with mixed reactions from legal experts and civil society organizations. Some have welcomed the proposed reforms, while others have raised concerns about potential implications for individual rights and the rule of law.

 Key areas of concern include:

 The scope of police powers: The Bill expands the scope of police powers, giving police officers more authority to arrest, detain, and search individuals. This has raised concerns about the potential for misuse of police powers.

The balance between victim protection and due process: The Bill gives victims of crime a number of new rights, including the right to restitution and the right to participate in the trial process. However, this has raised concerns about the potential for these rights to be used to undermine the due process rights of accused persons.

The impact of stricter bail provisions: The Bill proposes stricter bail provisions for certain offenses, making it more difficult for accused persons to be released on bail. This has raised concerns about the impact of these provisions on vulnerable communities, such as the poor and marginalized.

It is likely that the BNSS Bill will continue to be debated and discussed in the coming months. The outcome of the legislative process will have a significant impact on India's criminal justice system.

 Streamlining procedures: The BNSS Bill aims to simplify and streamline criminal procedures, making them more efficient and accessible to citizens. This includes introducing time limits for investigations and trials, and providing for electronic filing of documents.

Improving victim protection: The BNSS Bill seeks to strengthen victim protection mechanisms, providing victims with more rights and support. This includes giving victims the right to restitution, the right to participate in the trial process, and the right to protection from further harm.

Ensuring fair trial rights: The BNSS Bill aims to ensure fair trial rights for all accused persons, including the right to a speedy trial, the right to legal representation, and the right to remain silent.

The BNSS Bill has been met with mixed reactions from legal experts and civil society organizations. Some have welcomed the proposed reforms, while others have raised concerns about potential implications for individual rights and the rule of law.

 Key areas of concern include:

 The scope of police powers: The BNSS Bill expands the scope of police powers, giving police officers more authority to arrest, detain, and search individuals. This has raised concerns about the potential for misuse of police powers.

The balance between victim protection and due process: The BNSS Bill gives victims of crime a number of new rights, including the right to restitution and the right to participate in the trial process. However, this has raised concerns about the potential for these rights to be used to undermine the due process rights of accused persons.

The impact of stricter bail provisions: The BNSS Bill proposes stricter bail provisions for certain offenses, making it more difficult for accused persons to be released on bail. This has raised concerns about the impact of these provisions on vulnerable communities, such as the poor and marginalized.

The BNSS Bill is still under review by a Parliamentary Committee. The Committee is expected to submit its report to the Parliament in the upcoming winter session.

•  Investigations: The BNSS Bill introduces time limits for investigations. For example, the investigation of a murder must be completed within 180 days.
• Trials: The BNSS Bill also introduces time limits for trials. For example, the trial of a murder must be completed within 360 days.
• Electronic filing: The BNSS Bill allows for electronic filing of documents in criminal cases. This is expected to make the process more efficient and accessible.
• Improving victim protection
•  
• Restitution: The BNSS Bill gives victims of crime the right to restitution. This means that the offender may be ordered to pay money to the victim to compensate for the harm caused.

Participation in the trial process: The BNSS Bill gives victims the right to participate in the trial process. This means that they can give evidence, ask questions, and make submissions to the court.

Protection from further harm: The BNSS Bill provides for the protection of victims from further harm. This may include measures such as witness protection or restraining orders.

Ensuring fair trial rights

 Speedy trial: The BNSS Bill guarantees the right to a speedy trial. This means that the case must be heard and decided without undue delay.

Legal representation: The BNSS Bill guarantees the right to legal representation. This means that the accused person is entitled to have a lawyer represent them in court.

Right to remain silent: The BNSS Bill recognizes the right to remain silent. This means that the accused person is not obliged to answer questions from the police or the court.

It remains to be seen whether the BNSS Bill will be passed by the Parliament. If it is passed, it will have a significant impact on the criminal justice system in India.

New Important laws under consideration of Indian Parliament by Ruling Party

 Here are some of the new upcoming laws in India under consideration of Parliament:

• The Bharatiya Nyaya Sanhita Bill, 2023: This bill proposes to replace the Indian Penal Code (IPC) of 1860. The IPC is a comprehensive code that defines and classifies crimes, lays down punishments for those crimes, and provides procedures for the prosecution of offenders. The Bharatiya Nyaya Sanhita is intended to be a more modern and humane code that is better aligned with the principles of Indian constitutional law.
• The Bharatiya Nagarik Suraksha Sanhita Bill, 2023: This bill proposes to replace the Code of Criminal Procedure (CrPC) of 1973. The CrPC is a procedural code that governs the investigation and prosecution of criminal cases. The Bharatiya Nagarik Suraksha Sanhita is intended to be a more efficient and effective code that will ensure that justice is delivered promptly and fairly.
• The Bharatiya Sakshya Bill, 2023: This bill proposes to replace the Indian Evidence Act (IEA) of 1872. The IEA is a law of evidence that governs the admissibility of evidence in criminal trials. The Bharatiya Sakshya Bill is intended to be a more modern and scientific law of evidence that will make it easier to convict criminals and protect innocent people.
• The Jammu and Kashmir Reservation (Amendment) Bill, 2023: This bill proposes to amend the Jammu and Kashmir Reservation Act, 2009, to provide additional reservation in educational institutions and government jobs for people belonging to Scheduled Tribes (STs) in the Union Territory of Jammu and Kashmir.
• The Jammu and Kashmir Reorganisation (Amendment) Bill, 2023: This bill proposes to amend the Jammu and Kashmir Reorganisation Act, 2019, to extend the validity of the Domicile Certificate (DC) for people residing in the Union Territory of Jammu and Kashmir.
• The Constitution (Jammu and Kashmir) Scheduled Castes Order (Amendment) Bill, 2021: This bill proposes to amend the Constitution (Jammu and Kashmir) Scheduled Castes Order, 1995, to include the Gaddis community in the list of Scheduled Castes in the Union Territory of Jammu and Kashmir.
• The Constitution (Jammu and Kashmir) Scheduled Tribes Order (Amendment) Bill, 2021: This bill proposes to amend the Constitution (Jammu and Kashmir) Scheduled Tribes Order, 1995, to include the Pahari community in the list of Scheduled Tribes in the Union Territory of Jammu and Kashmir.
• The Criminal Procedure Code (Amendment) Bill, 2023: This bill aims to amend the Criminal Procedure Code (CrPC) to make it more efficient and effective. The bill would make a number of changes, including reducing the time frame for criminal trials, allowing for the use of video conferencing in trials, and making it easier for the police to investigate crimes.
• The Code of Criminal Procedure (Identification) Bill, 2022: This bill aims to give law enforcement agencies more powers to identify and track criminals. The bill would allow the police to collect DNA samples from suspects, store fingerprints and other biometric data, and track individuals using their mobile phones and other electronic devices.
• The Constitution (One Hundred and Twenty-Ninth Amendment) Bill, 2023: This bill seeks to reserve 27% of seats in the Lok Sabha and state assemblies for Other Backward Classes (OBCs).
• The Constitution (One Hundred and Thirtieth Amendment) Bill, 2023: This bill seeks to grant special status to Karnataka.
• The Personal Data Protection Bill, 2023: This bill seeks to regulate the collection, storage, and use of personal data in India.
• The Cryptocurrency Regulation Bill, 2023: This bill seeks to regulate the use of cryptocurrencies in India.
• The Online Safety Bill, 2023: This bill seeks to regulate online content in India.

It is important to note that these bills are still under consideration and may not be passed into law. However, they are all important pieces of legislation that could have a significant impact on India.

These are just a few of the many new upcoming laws in India under consideration of Parliament. The government has stated that it is committed to modernizing the country's laws and making them more efficient and effective. It is also committed to ensuring that the laws are fair and just and that they protect the rights of all citizens.

Important Judgements of the Supreme Court of India in 2023

 The Supreme Court of India is the highest judicial body in India. It is a court of record and has the power to interpret the Constitution of India. The Supreme Court also has the power to review and set aside the decisions of lower courts.

Here are some of the recent important decisions of the Supreme Court of India:

The Supreme Court of India has delivered several landmark judgments in 2023, with far-reaching implications for various aspects of Indian society and law. Here are some of the most notable decisions:

Madhyamam Broadcasting Limited v. Union of India: In this landmark judgment, the Supreme Court upheld the proportionality test as the standard for assessing the reasonableness of limitations on both substantive and procedural rights. This ruling has significant implications for the balance between government regulation and individual freedoms.

 Navjot Singh Sidhu v. State of Punjab: In this case, the Supreme Court upheld the conviction of former cricketer Navjot Singh Sidhu for the culpable homicide of Patiala city resident Gurnam Singh in 1987. The Court's decision highlights the seriousness of road rage incidents and the need for strict accountability.

 Teesta Setalvad v. State of Gujarat (July 19, 2023): The Supreme Court granted bail to activist Teesta Setalvad, who was accused of fabricating evidence in the 2002 Gujarat riots. The Court's decision raised concerns about the use of pre-trial detention and the treatment of activists.

 Delhi Government v. Union of India (May 11, 2023):In a significant development, the Supreme Court upheld the powers of Delhi's elected government over the administration of the capital territory. However, this decision was subsequently challenged by the Union government through an ordinance. The ongoing tussle between the Delhi government and the Union government over administrative control has drawn significant attention.

 Beant Singh assassination case: The Supreme Court refused to commute the death penalty of Balwant Singh Rajoana, convicted for the assassination of Punjab Chief Minister Beant Singh in 1995. The Court left the decision of commuting the sentence to the discretion of the government.

 Kerala Story movie ban: The Supreme Court issued a notice to the West Bengal government in a case challenging the ban on the Malayalam film "The Kerala Story" in the state. The Court's intervention highlights the importance of freedom of expression and the need to balance it with public concerns.

 UP schools fees refund/adjustment: The Supreme Court stayed an Allahabad High Court order directing Uttar Pradesh schools to refund or adjust 15% of fees paid during the COVID-19 pandemic. The Court's decision reflects the ongoing debate over school fees and the impact of the pandemic on education.

 In the case of Navtej Johar v. Union of India, the Supreme Court struck down Section 377 of the Indian Penal Code, which criminalized consensual homosexual sex. This was a landmark decision that was hailed by LGBTQ+ rights activists in India.

 Urban Improvement Trust, Bikaner Vs. Gordhan Dass (D) through LRS (November 10, 2023): This case dealt with the issue of whether the government could acquire land for a public purpose without paying compensation to the landowners. The Court held that the government could only acquire land for a public purpose if it was necessary to do so, and that landowners were entitled to fair compensation.

 In the case of Joseph Shine v. Union of India, the Supreme Court upheld the validity of the Sabarimala temple's practice of banning women of reproductive age from entering the temple. This decision was criticized by many, who argued that it was discriminatory and violated women's fundamental rights.

 In the case of Ayodhya land dispute, the Supreme Court ruled that the disputed land in Ayodhya should be handed over to a trust for the construction of a Hindu temple. This decision was welcomed by Hindus across India, but it was also criticized by Muslims, who claimed that the land belonged to them.

 In the case of Kesavananda Bharati v. State of Kerala, the Supreme Court held that the fundamental right to property is not absolute and can be restricted by the government. This decision has been used to justify a number of land acquisition cases in India. 

Unstamped Arbitration Agreement Not Legally Valid: In this case, a Constitution Bench of the Supreme Court held that an unstamped arbitration agreement is not legally valid. This decision has significant implications for commercial disputes in India.

 Wholesale Quotas Frustrate Purpose of Reservation: In this case, the Supreme Court held that wholesale quotas for reservations in educational institutions are unconstitutional and violate the right to equality. The Court directed the Madhya Pradesh government to review its 75% domicile quota for B.Ed colleges.

 These are just a few of the many important decisions that the Supreme Court of India has made in recent years. The Court's decisions have a significant impact on the lives of Indians and have helped to shape the country's legal landscape.

New Schemes by Central Govt to Develop Business in India

 Newly introduced Schemes by central Govt to Promote Business Development in India

India is home to a vibrant and rapidly growing business landscape, with the government playing a crucial role in fostering its development. In recent years, the central government has introduced several new schemes to support businesses across various sectors, including manufacturing, agriculture, and startups. These schemes aim to provide financial assistance, infrastructure support, and regulatory facilitation to entrepreneurs and businesses of all sizes.

 Here are some of the newly introduced schemes by the central government for business development in India:

 Production Linked Incentive (PLI) Scheme: The Production Linked Incentive (PLI) Scheme is a flagship initiative of the Government of India to boost domestic manufacturing and attract investments in key sectors. The scheme offers financial incentives to manufacturers who meet certain production and employment targets.

The PLI Scheme has the following objectives:To increase domestic manufacturing capacity

• To promote innovation and technology adoption
• To attract investments in key sectors
• To create jobs
• To boost exports

Key Features of the PLI Scheme

The PLI Scheme is a demand-driven scheme, which means that

incentives are only paid to manufacturers who meet certain production and

employment targets. The scheme is sector-specific, and different incentives are

offered for different sectors. The scheme is also time-bound, and incentives

are typically offered for five years.

Benefits of the PLI Scheme: The PLI Scheme has several benefits, including:

• Increased domestic manufacturing capacity
• Promotion of innovation and technology adoption
• Attraction of investments in key sectors
• Job creation
• Boost in exports

Sectors Covered by the PLI Scheme

The PLI Scheme covers a wide range of sectors, including:

• Automobiles
• Auto components
• Pharmaceuticals
• White goods
• Textiles
• Electronics
• Food processing
• Advanced chemistry cell manufacturing
• Renewable energy
• Solar PV modules
• Lithium-ion cells
• Steel
• Specialty steel

Implementation of the PLI Scheme: The PLI Scheme is being implemented by the concerned ministries and departments of the Government of India. The scheme has been well-received by the industry, and several companies have already announced plans to invest in India under the scheme.

Impact of the PLI Scheme

The PLI Scheme is expected to have a significant impact on the Indian economy. The scheme is expected to increase domestic manufacturing by Rs. 30 lakh crore and create over 10 lakh jobs. The scheme is also expected to boost exports by Rs. 7 lakh crore.

Scheme of Fund for Regeneration of Traditional Industries (SFURTI):

The Scheme of Fund for Regeneration of Traditional Industries (SFURTI) is an initiative of the Ministry of Micro, Small, and Medium Enterprises (MSME) to promote cluster development and enhance the competitiveness of traditional industries in India.

 The scheme provides financial assistance for various activities, including:

Infrastructure development: This includes the construction of common facilities, such as workshops, training centers, and exhibition halls.

Technology upgradation: This includes the provision of modern equipment and machinery, and the training of artisans in new technologies.

Skill development: This includes the provision of training to artisans in various skills, such as design, marketing, and packaging.

Market development: This includes the promotion of traditional products through various channels, such as trade fairs, exhibitions, and online platforms.

 Start India Seed Fund Scheme: The Startup India Seed Fund Scheme (SISFS) is an initiative of the Department of Promotion of Industry and Internal Trade (DPIIT) to provide financial assistance to early-stage startups for proof of concept, prototype development, product trials, market entry and commercialization. The scheme was launched in 2016 with an outlay of Rs. 945 crore to support an estimated 3,600 entrepreneurs through 300 incubators in the next four years.

The SISFS has the following objectives:

•  To provide financial assistance to early-stage startups
• To encourage the development of innovative ideas
• To promote entrepreneurship and job creation
• To strengthen the startup ecosystem in India

Key Features of the SISFS

 The SISFS is a sector-agnostic scheme, which means that startups from any sector can apply. The scheme is also year-round, so startups can apply at any time. Startups can apply to three incubators simultaneously. The grant is disbursed in two installments: 50% at the time of approval of the project and 50% after the startup has achieved certain milestones.

Startup India Seed Fund: Eligibility for the SISFS

 To be eligible for the SISFS, a startup must meet the following criteria:

•  It must be a private limited company or a limited liability partnership.
• It must be incorporated not more than two years before the date of application.
• It must have a valid goods and services tax identification number (GSTIN).
• It must have a minimum of two full-time promoters.
• It must have a prototype or a working model of the product or service.
• It must have a well-defined business plan.

Application Process:  

The application process for the SISFS is online. Startups can apply through the Startup India portal. The application form requires startups to provide information about their company, their product or service, their team, their market opportunity, and their financial projections.

Selection Process:  

The selection process for the SISFS is competitive. Startups are evaluated based on several factors, including the innovativeness of their idea, the strength of their team, the market potential of their product or service, and their financial viability.

 Funding for the SISFS: 

The SISFS provides financial assistance of up to Rs. 20 lakh per startup. The grant is disbursed in two installments: 50% at the time of approval of the project and 50% after the startup has achieved certain milestones. 

Impact of the SISFS 

The SISFS has had a significant impact on the startup ecosystem in India. The scheme has provided financial assistance to over 2,000 startups, and it has helped to create over 10,000 jobs. The SISFS has also played a role in attracting investments to the Indian startup ecosystem. 

Atal Innovation Mission (AIM): The Atal Innovation Mission (AIM) is a flagship initiative of the NITI Aayog to promote a culture of innovation and entrepreneurship across India. The mission was launched in 2016 with a budget of Rs. 10,000 crore, and it has since supported a number of initiatives, including: 

Atal Tinkering Labs (ATLs): ATLs are school-based labs that are designed to encourage students to experiment with STEM concepts and develop their creativity and problem-solving skills. The mission has established over 7,500 ATLs in schools across India.

Atal Incubation Centres (AICs): AICs are incubators that provide startups with the resources and support they need to grow and succeed. The mission has established over 60 AICs in institutions across India. 

Atal Innovation Challenges: AICs organize innovation challenges on various themes to encourage students and entrepreneurs to come up with innovative solutions to real-world problems. 

Atal New India Innovators (ANII): ANII is a program that identifies and supports young innovators in India. The program provides mentoring, funding, and other support to help innovators turn their ideas into reality. 

The AIM has had a significant impact on the Indian innovation ecosystem. The mission has supported over 10,000 startups and innovators, and it has helped to create a more vibrant and dynamic innovation ecosystem in India.

Credit Linked Capital Subsidy Scheme (CLCSS): The Credit Linked Capital Subsidy Scheme (CLCSS) is an initiative of the Ministry of Micro, Small and Medium Enterprises (MSME) to encourage the adoption of new technologies by micro, small and medium enterprises (MSMEs) in India. The scheme provides a subsidy of 15% on the capital cost of new technology adopted by MSMEs. The subsidy is disbursed through Primary Lending Institutions (PLIs), which are banks and other financial institutions that provide loans to MSMEs. 

The CLCSS has the following objectives: 

• To encourage the adoption of new technologies by MSMEs
• To improve the productivity and competitiveness of MSMEs
• To promote economic growth

Key Features of the CLCSS 

The CLCSS is a demand-driven scheme, which means that subsidies are only paid to MSMEs that adopt new technologies. The scheme is also sector-specific, and different subsidies are offered for different sectors. The scheme is time-bound, and subsidies are typically offered for a period of five years. 

Eligibility for the CLCSS 

To be eligible for the CLCSS, an MSME must meet the following criteria:

•  It must be a registered MSME with a valid Udyog Aadhaar number.
• It must have a turnover of up to Rs. 25 crore per annum.
• It must adopt new technology that is recommended by the Ministry of MSME.

Application Process: 

The application process for the CLCSS is online. MSMEs can apply through the CLCSS portal. The application form requires MSMEs to provide information about their company, their project, and the technology they are adopting. 

Selection Process: 

The selection process for the CLCSS is competitive. MSMEs are evaluated based on a number of factors, including the innovativeness of their project, the potential impact of the technology on their business, and their financial viability. 

Funding for the CLCSS:  

The CLCSS provides a subsidy of 15% on the capital cost of new technology adopted by MSMEs. The subsidy is disbursed through Primary Lending Institutions (PLIs), which are banks and other financial institutions that provide loans to MSMEs. 

MSME Loan Scheme in 59 Minutes: The MSME Loan Scheme in 59 Minutes is a government initiative that aims to make it easier for micro, small and medium enterprises (MSMEs) to access credit. Under the scheme, MSMEs can apply for loans of up to Rs. 5 crore through a single online application form. The application process is designed to be simple and easy to follow, and the loan is typically approved within 59 minutes. 

There are several benefits to the MSME Loan Scheme in 59 Minutes, including:  

Quick and easy application process: The application process for the scheme is designed to be simple and easy to follow. MSMEs can apply for loans through a single online application form, and the application is typically approved within 59 minutes.

Lower interest rates: The scheme offers lower interest rates than other loan schemes for MSMEs. This can help to reduce the cost of borrowing for MSMEs and make it easier for them to repay their loans.

Reduced paperwork: The scheme requires less paperwork than other loan schemes for MSMEs. This can save MSMEs time and effort, and it can make it easier for them to access the credit they need.

To be eligible for the MSME Loan Scheme in 59 Minutes, an MSME must meet the following criteria: 

• It must be a registered MSME with a valid Udyog Aadhaar number.
• It must have a turnover of up to Rs. 25 crore per annum.
• It must have a good credit history.

How to Apply for the MSME Loan Scheme in 59 Minutes: 

To apply for the MSME Loan Scheme in 59 Minutes, MSMEs can follow these steps: 

Visit the PSB Loans in 59 Minutes portal: https://www.psbloansin59minutes.com/home

The MSME Loan Scheme in 59 Minutes is a valuable initiative of the Government of India. The scheme is making it easier for MSMEs to access credit, and it is helping to boost economic growth.

Pradhan Mantri MUDRA Yojana (PMMY): The Pradhan Mantri MUDRA Yojana (PMMY) is a government initiative that aims to provide loans to micro, small and medium enterprises (MSMEs) in India. The scheme was launched in 2015 and has since provided loans of over Rs. 3.5 lakh crore to over 10 crore MSMEs. 

Objectives of PMMY :The PMMY has the following objectives: 

• To provide loans to MSMEs
• To promote entrepreneurship and job creation
• To boost economic growth

Key Features of PMMY 

The PMMY offers loans of up to Rs. 10 lakh to MSMEs. The loans are provided by banks and other financial institutions, and they are repayable over a period of up to 5 years. The loans are available to MSMEs in all sectors, including agriculture, manufacturing, and services. 

Types of Loans under PMMY 

The PMMY offers three types of loans: 

• Shishu loans: Loans of up to Rs. 50,000
• Kishor loans: Loans of Rs. 50,000 to Rs. 5 lakh
• Tarun loans: Loans of Rs. 5 lakh to Rs. 10 lakh

Eligibility for PMMY

 To be eligible for a PMMY loan, an MSME must meet the following criteria: 

• It must be a registered MSME with a valid Udyog Aadhaar number.
• It must have a turnover of up to Rs. 25 crore per annum.
• It must have a good credit history.

How to Apply for a PMMY Loan 

To apply for a PMMY loan, MSMEs can follow these steps: 

• Visit the MUDRA website: https://www.mudra.org.in/
• Click on the "Apply for Loan" option.
• Choose the type of loan you are applying for.
• Complete the online application form.
• Upload the required documents.
• Submit the application form.

Impact of PMMY 

The PMMY has had a significant impact on the MSME sector in India. The scheme has helped to increase access to credit for MSMEs, and it has also helped to boost entrepreneurship and job creation.

National Single Window System (NSWS): The National Single Window System (NSWS) is an online platform that provides a single point of access for businesses to apply for approvals and licenses from various government agencies. The NSWS was launched in 2021 with the aim of streamlining the process of obtaining approvals and licenses, and to make it easier for businesses to do business in India.

Benefits of the NSWS:There are a number of benefits to the NSWS, including: 

• Reduced paperwork: The NSWS eliminates the need for businesses to submit multiple applications to different government agencies.
• Faster approvals: The NSWS aims to reduce the time it takes for businesses to obtain approvals from government agencies.
• Transparency: The NSWS provides businesses with a transparent view of the status of their applications.
• Ease of doing business: The NSWS makes it easier for businesses to do business in India.

How to Use the NSWS: To use the NSWS, businesses can follow these steps: 

• Create an account on the NSWS portal: https://www.nsws.gov.in/
• Select the type of approval or license you are applying for.
• Complete the online application form.
• Upload the required documents.

Udyami Bharat Scheme: Udyami Bharat Scheme is a government initiative that aims to promote entrepreneurship and innovation in India. The scheme was launched in 2022 with an outlay of Rs. 10,000 crore.

The Udyami Bharat Scheme has the following objectives: 

• To promote entrepreneurship and innovation in India
• To create jobs and boost economic growth
• To make India a global hub for entrepreneurship

Key Features of Udyami Bharat Scheme 

The Udyami Bharat Scheme offers a range of support measures to entrepreneurs, including: 

• Financial assistance: The scheme provides financial assistance to entrepreneurs in the form of loans, grants, and subsidies.
• Training and skill development: The scheme provides training and skill development programs to entrepreneurs to help them develop the skills they need to succeed.
• Market access: The scheme helps entrepreneurs to access markets and buyers for their products and services.
• Networking and mentorship: The scheme provides entrepreneurs with opportunities to network with other entrepreneurs and mentors.

Eligibility for Udyami Bharat Scheme :To be eligible for the Udyami Bharat Scheme, entrepreneurs must meet the following criteria: 

• They must be Indian citizens.
• They must be residents of India.
• They must have a valid Udyog Aadhaar number.
• They must have a business plan.

Application Process for Udyami Bharat Scheme 

The application process for the Udyami Bharat Scheme is online. Entrepreneurs can apply through the Udyami Bharat portal. The application form requires entrepreneurs to provide information about their business, their business plan, and their financial needs.

PM Mega Integrated Textile Region and Apparel (PM MITRA): PM Mega Integrated Textile Region and Apparel (PM MITRA) is a flagship scheme of the Government of India aimed at transforming India into a global leader in the textile and apparel sector. The scheme was launched in 2021 with an outlay of Rs. 4,445 crore. 

Objectives of PM MITRA:The PM MITRA scheme has the following objectives: 

• To create integrated textile manufacturing clusters across India
• To attract investments of Rs. 70,000 crore and generate 2 lakh direct and 4 lakh indirect employment opportunities
• To boost exports of textiles and apparel by Rs. 10,000 crore per annum
• To make India a hub for innovative textile products
• To promote sustainable practices in the textile industry

Key Features of PM MITRA 

The PM MITRA scheme offers a range of incentives to investors, including: 

• Land subsidy: The scheme provides a subsidy of up to 50% of the cost of land for setting up textile units in PM MITRA parks.
• Infrastructure subsidy: The scheme provides a subsidy of up to 30% of the cost of infrastructure development in PM MITRA parks.
• Capital subsidy: The scheme provides a subsidy of up to 20% of the capital cost of setting up textile units in PM MITRA parks.
• Interest subsidy: The scheme provides an interest subsidy of up to 5% on loans taken by textile units in PM MITRA parks.
• Employment subsidy: The scheme provides an employment subsidy of up to Rs. 10,000 per worker per annum for the first five years of operation of textile units in PM MITRA parks.

Eligibility for PM MITRA 

To be eligible for the PM MITRA scheme, investors must meet the following criteria: 

• They must be a company or a partnership firm registered under the Companies Act, 2013 or the Indian Partnership Act, 1932.
• They must have a net worth of Rs. 20 crore or more.
• They must have a minimum annual turnover of Rs. 100 crore or more.

Selection Process for PM MITRA

 The selection process for PM MITRA is competitive. Investors are evaluated based on a number of factors, including:

•  The project's viability
• The investor's financial strength
• The investor's technical expertise
• The project's contribution to employment and exports
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These schemes represent the government's commitment to fostering business development and creating a conducive environment for entrepreneurs and businesses to thrive in India. By providing financial assistance, infrastructure support, and regulatory facilitation, these schemes aim to boost economic growth, create jobs, and enhance India's global competitiveness. For more information on these and other schemes, please visit the website of the Ministry of Commerce and Industry: https://www.commerce.gov.in/

 

Important Divorce Laws in India

 Divorce laws in India are governed by several different statutes, depending on the religion of the spouses. The following are the main divorce laws in India:

 Hindu Marriage Act, 1955: This law governs divorce for Hindu couples. A Hindu couple can obtain a divorce on the following grounds:

•  Adultery
• Cruelty
• Desertion
• Unsound mind
• Venereal disease
• Repudiation of conversion
• Irretrievable breakdown of marriage

Indian Divorce Act, 1869: This law governs divorce for Christian couples. A Christian couple can obtain a divorce on the following grounds:

•  Adultery
• Cruelty
• Desertion
• Insanity
• Impotence
• Irretrievable breakdown of marriage

Dissolution of Muslim Marriage Act, 1939: This law governs divorce for Muslim couples. A Muslim woman can obtain a divorce on the following grounds:

•  Her husband has married another woman without her consent
• Her husband has failed to provide for her maintenance
• Her husband is impotent
• Her husband has physically or mentally abused her
• A Muslim man can obtain a divorce by pronouncing talaq (divorce) three times to his wife.

( Talaq was widely practiced in India until 2017 when the Supreme Court of India declared it unconstitutional. The court ruled that talaq was a violation of the fundamental rights of Muslim women, as it was arbitrary and discriminatory.

In 2019, the Indian Parliament passed the Muslim Women (Protection of Rights on Marriage) Act, which criminalized the practice of talaq-e-biddat, or instant triple talaq. The law makes it a punishable offense for a Muslim man to divorce his wife by pronouncing talaq three times in any form.)

 Special Marriage Act, 1954: This law governs divorce for couples who have married under the Special Marriage Act. A couple married under the Special Marriage Act can obtain a divorce on the same grounds as a Christian couple.

New Divorce Rules in India 2023

 In 2023, the Indian government introduced new divorce rules that make it easier for couples to obtain a divorce. The new rules include the following:

 Irretrievable breakdown of marriage: A couple can now obtain a divorce on the sole ground of irretrievable breakdown of marriage. This means that they do not need to prove any other ground, such as adultery or cruelty.

Reduced waiting period: The waiting period for a mutual consent divorce has been reduced from one year to six months.

Timeframe for the divorce process: The entire divorce process, from the time of application to the divorce being granted, must now be completed within 20 weeks.

The new divorce rules are a welcome change for couples who are seeking to end their marriages. They make the process of divorce less time-consuming and less stressful.

 

How to file a divorce petition as per Indian Laws

 To file a divorce petition in India, you need to follow these steps:

 Choose the right court. The Family Court is the appropriate court to file a divorce petition in India. If you are living in a metropolitan city, you can file the petition in the District Family Court. If you are living in a smaller town or village, you can file the petition in the Subordinate Family Court.

Gather the required documents. You will need to submit the following documents along with your divorce petition:

• Marriage certificate
• Address proof of both spouses
• Identity proof of both spouses (Aadhaar card, passport, or driving license)
• Grounds for divorce (e.g., adultery, cruelty, desertion, etc.)
• Evidence to support the grounds for divorce (e.g., witness statements, medical records, police complaints, etc.)

Draft the divorce petition. The divorce petition must be drafted in a specific format and should contain all the relevant information, such as the names of the spouses, the date of marriage, the grounds for divorce, and the reliefs sought. You can draft the divorce petition yourself or hire a lawyer to do it for you.

File the divorce petition. Once you have drafted the divorce petition, you need to file it with the Family Court. You can do this either in person or through a lawyer.

Serve notice on the other spouse. Once the divorce petition is filed, the court will issue a notice to the other spouse. The notice will inform the other spouse of the divorce petition and give them a chance to respond.

Attend the court hearings. After the other spouse has been served notice, the court will schedule a hearing for the case. At the hearing, both spouses will have a chance to present their case to the judge. The judge may also try to reconcile the spouses.

Get the divorce decree. If the judge is satisfied that the grounds for divorce exist, he or she will pass a decree of divorce. The divorce decree will dissolve the marriage and the spouses will be legally free to remarry.

Mutual consent divorce

 If both spouses agree to get a divorce, they can file a joint petition for divorce under Section 13B of the Hindu Marriage Act, 1955. This is called a mutual consent divorce. Mutual consent divorce is a faster and simpler process than a contested divorce.

 To file a mutual consent divorce petition, the spouses need to submit the following documents to the Family Court:

•  Joint petition for divorce
• Marriage certificate
• Address proof of both spouses
• Identity proof of both spouses (Aadhaar card, passport, or driving license)

• Affidavit from both spouses stating that they have mutually agreed to get a divorce and that there is no coercion or undue influence involved.

Once the court is satisfied that the spouses have mutually agreed to get a divorce, it will pass a decree of divorce after a cooling-off period of six months.

 Contested divorce

 If one spouse does not agree to get a divorce, the other spouse can file a contested divorce petition. Contested divorce cases can be long and complicated. The court will hear the arguments of both spouses and examine the evidence presented by them before passing a decree of divorce.

 Before filing a divorce petition, it is crucial to consult an experienced lawyer who specializes in family law. A lawyer can guide you through the legal process, explain your rights and obligations, and help you understand the grounds for divorce under Indian law. They can also assist in preparing the necessary documents and represent you in court if required.